Consumer Saving Accounts

Regular Savings

• $100 minimum balance to open account
• $2 per month service charge if $100 minimum daily balance is not maintained
• Minimum and service charge does not apply to anyone under 19 years of age
• Preauthorized transactions limited to 6 per month
• Interest computed on average daily balance and credited quarterly
• Interest rate may change daily

Investors Savings

• $10 service charge if average daily balance falls below $2500
• Interest will be earned even when minimum balance is not maintained
• Maximum of 6 preauthorized transfers per month, $3.00 charge if over 6 transfers
• Rate increase if average daily balance is greater than $25,000
• Interest computed on average daily balance and credited monthly
• Interest rate may change daily

Health Savings Accounts

• Personal Ownership
• Tax Free Contributions and Distributions
• Convenient Access