Business Checking

Business Checking Accounts.

Community Organization Checking

• Designed for community groups and non-profit organizations like sports teams, committees, etc.
• No Monthly maintenance requirement
• No Monthly Fee
• Per check charge- 50 free monthly, $.20 each thereafter
• Deposit slip charge- No charge

Business Checking

• No minimum balance
• Available to all businesses, sole proprietorships, nonprofit organizations, corporations, partnerships, and government units

• Monthly Maintenance Charge…………………$5.00
• Per check charge………………………………$.12

• Per deposit slip……………………………...…..N/C

• Per item charge
     On us…………………………………$.05
     Local…………….……………………$.05
     Transit………………………………..$.10

Earnings credit will not exceed the service charge, calculated on average available balance less 10% reserve requirements. Earnings credit based on average 90 day T Bill from previous month.

All business accounts with a negative average balance will be charged interest in addition to the above activity charge. The interest rate charged is average 90 day treasury bill from previous month + 5%.

Business Plus Checking

• Available to sole proprietorships, non-profit organizations, and government units

• Per check charge………………………………$.12

• Per deposit slip………………………………..N/C

• Per item charge
     On us…………………………………$.05
     Local…………….……………………$.05
     Transit………………………………..$.10

No interest will be paid if monthly average daily balance falls below $1,000.

Interest computed on average daily balance and credited monthly. 

Interest rate is subject to change daily.

All business accounts with a negative average balance will be charged interest in addition to the above activity charge. The interest rate charged is average 90 day Treasury bill from previous month + 5%.

UNLAWFUL INTERNET GAMBLING NOTICE – Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions, generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.